TERMS OF USE 

Agreement to Terms – Overview 

 Please read the Terms of Use thoroughly before you start using the Website. By visiting the Website or by clicking to accept or agree to the Terms of Use when this option is made available to you, and/ or by purchasing something from us, you accept and agree to be bound and abide by these Terms of Use and our Privacy Policy, referenced herein. If you do not want to accept and agree to all of these Terms of Use including the agreements referenced herein, you must not access the Website or discontinue use immediately. 

This Website is offered and available to users who are 18 years of age and above. By visiting and using this Website, you signify and warrant that you are of legal age to enter into a binding contract with the Company and meet all of the above-cited eligibility requirements. If you do not meet all of these requirements, you must not access the Website or discontinue use immediately. 

Changes to the Terms of Use 

Any new features or tools which are added to the current Website shall also be subject to the Terms of Use. You can review the most current version of the Terms of Use at any time on this page. We reserve the right, in our sole discretion, to make changes or modifications to these Terms of Use at any time and for any reason. All changes are effective immediately as they are posted on the Website. Your continued use of the Website following the posting of revised Terms of Use constitutes that you accept and agree to the changes. You are expected to check this page periodically, to ensure that you are aware of any changes. The most current version of the Terms will supersede all previous versions. 

Privacy Policy 

Your use of the Website is also subject to the Company’s Privacy Policy. Please read our Privacy Policy, which also regulates the Website and informs users of our data collection practices. Your agreement to the Privacy Policy is included in these Terms of Use. 

Disclaimer 

Your use of the Website is also subject to the Disclaimer. Please read our Disclaimer, which also regulates the Website and informs users of various limitations concerning the information provided on the Website. Your agreement to the Disclaimer is hereby included in these Terms of Use. 

Accessing the Website and Account Security 

We reserve the right to cancel or make adjustments to this Website and any services or materials provided on the Website at our sole discretion without notice. We will not be held responsible if for any reason the Website or any of its parts are inaccessible at any time and for any period. Periodically, we may restrict access to some parts of the Website, or the entire Website, to users, including registered users. 

To access the Website or some of the resources it offers, you may be required to register with the Website. You may be requested to provide specific registration details or other information. It is an indispensable condition of your use of the Website and any resources offered on the Website, that all the information you provide on the Website is valid, current, and full. You agree that all information you provide to register with this Website or otherwise, including but not limited to through the use of any interactive features on the Website is subject to our Privacy Policy, and you approve all actions taken by us with regard to your information in accordance with our Privacy Policy. 

If you select or are given, a user name, password, or any other piece of information as part of our security measures, you must view and use such information as confidential, it must not be disclosed to any other person or entity. You also recognize that your account is solely personal to you and agree not to provide any other person with access to this Website or any of its parts using your user name, password, or other personal information. You agree to inform us immediately in case of any unauthorized access to or use of your user name or password or any other violation of security. You also agree to ensure that you log out from your account at the end of each session. You should use certain precautions when accessing your account from a public or shared computer so that others are not able to steal your password or other personal information. 

We reserve the right to deactivate a user name, password, or another identifier, whether selected by you or given by us, at any time in our sole discretion for any or no reason, including if, in our view, you have violated any of these Terms of Use. 

Unlawful or Prohibited Use and Intellectual Property 

Provided that you are eligible to use the Website, you are granted a non-exclusive, non-transferable, revocable license to access and use the Website and the resources represented on the Website strictly in line with these Terms of Use. 

As an indispensable condition of your use of the Website, you ensure to the Company that you will not use the Website or any of the resources available on the Website for any purpose that is illegal or contradicts the Terms of Use. You must not treat the Website or any of the resources available on the Website in any manner that could harm, disable, encumber, or impede the Website or interfere with any other party’s use of the Website. You may neither acquire nor attempt to acquire any materials or information through any means not deliberately made available through the Website. 

Unless otherwise indicated, the Website and source code, databases, functionality, software, website designs, audio, video, text, photographs, and graphics on the Site (collectively, the “Content”) and the trademarks, service marks, and logos contained therein (the “Marks”), are owned or controlled by the Company or its suppliers and protected by copyright and other laws that protect intellectual property and proprietary rights. You agree to follow and comply with all copyright and other proprietary notices, or other restrictions contained in any such Content and will not make any changes thereto. 

You are prohibited to correct, distribute, spread, reprogram, participate in the transfer or sale, create derivative works, or in any other way exploit any of the Content or its part, posted on the Website or any of the resources available on the Website. 

The Company Content is not for reselling. Your use of the Website or any of the resources available on the Website does not entitle you to make any unauthorized use of any protected Content, and above all, you must not delete or modify any proprietary or attribution rights of any Content. You must use the Content exclusively for your personal use and must make no other use of the Content without the written permission of the Company. You agree that you do not acquire any ownership rights in any protected content. We do not grant you any licenses, express or implied, to the intellectual property of the Company or our licensors except as expressly authorized by these Terms. 

The Company’s name, logo, slogan, and all associated names, logos, product and service names, designs, and slogans are trademarks of the Company or its licensors. You must not use these Marks without the prior written permission of the Company. All other Marks on this Website are the trademarks of their respective owners. 

Educational and Informational Purposes Only 

As set forth in the Disclaimer, all the information provided on this Website and the resources available on this Website are for educational and informational purposes only, it is not designed as, and shall not be viewed or used as legal, financial, tax, medical, health, or any other professional advice. 

Accuracy and Personal Responsibility 

As set forth in the Disclaimer, we have done our best to make sure that the information provided on this Website and the resources available on the Website are valid and valuable, but we cannot guarantee the accuracy of the information. Neither the Company nor any of its owners or employees shall be held liable for any errors or breach on this Website or for any damage you may expose yourself to as a result of failing to seek competent advice from a professional, who is familiar with your case. 

By using this Website, you accept your personal responsibility for the consequences of your actions. You agree to take full liability for any harm or damage you might suffer as a result of the use, or non-use, of the information available on this Website or the resources available on this Website. You agree to use sound judgment and conduct due diligence before taking any actions or applying any suggestions or recommendations from this Website

Electronic Communications 

Using the Website or sending emails to the Company includes electronic communications. You consent to engage in electronic communications and you agree that all agreements, notices, disclosures, and other communications that we provide to you electronically, via email, and on the Website, meet the legal requirements for such written communications. 

We are pleased to communicate with our users via email, and the Website provides you the ability to send an electronic communication to the Company. Any such email or other electronic communication, however, does not inevitably create a business relationship or any contractual relationship. As set forth in our Privacy Policy, we will take reasonable steps to ensure that any communications remain confidential, but we cannot guarantee the total security of such communications and cannot guarantee that we would not be requested to disclose such communications in case of a court order. 

Use of Communication Services 

The Website may contain notice board services, chat windows, news groups, forums, communities, links to personal web pages, schedules, blog comment sections, and/or other messages or communication means designed to enable you to communicate with the large public or with a group (collectively, “Communication Services”). You agree to use the Communication Services exclusively to post, send and receive messages and materials that are acceptable and connected to the particular Communication Service. 

As an example, and not as a limitation, you commit that when using a Communication Service, you will not: harass, abuse, insult, harm, defame, slander, disparage, intimidate, or discriminate based on gender, sexual orientation, religion, ethnicity, race, age, national origin, or disability or otherwise violate the legal rights (such as rights of privacy and publicity) of others; publish, post, upload, distribute or disseminate any inappropriate, profane, insulting, infringing, shocking, indecent or unlawful topic, name, material, or information; upload files that contain software or other data protected by intellectual property laws (or by rights of privacy of publicity) unless you own or control the rights thereto or have received the necessary approval; upload or transmit files that contain viruses or any other type of malicious code that will or may be used in any way that will harm the functionality or operation of the Website or any other websites, or computers; advertise or offer to sell or buy any goods or services for any purpose, unless such Communication Service specifically permits such messages; conduct or forward surveys, contests, pyramid schemes or chain letters; download any file posted by another user of a Communication Service that you know, or should know, cannot be legally shared in such manner; falsify or delete any author attributions, legal or other proper notices or proprietary indicators or labels of the origin or source of software or other material contained in a file that is uploaded; restrict or inhibit any other user from using the Communication Services; violate any rules of conduct or other guidelines which may apply for any specific Communication Service; track or collect personal information about others, including email addresses, without their permission; disobey any applicable laws or regulations. 

The Company is not obliged to supervise the Communication Services. However, the Company reserves the right to review materials posted to a Communication Service and to delete any materials at its sole discretion. The Company is entitled to stop your access to any or all of the Communication Services at any time without notice for any reason. 

The Company reserves the right at all times to disclose any information if necessary to satisfy any applicable law, regulation, legal process, or governmental request, or to edit, not to post, or to delete any information or materials, or its part, in the Company’s sole discretion. 

You shall always exercise caution when giving out any personally identifying information about yourself in any Communication Service. The Company does not control or approve the content, messages, or information found in any Communication Service and, therefore, the Company specifically disclaims any liability regarding the Communication Services and any consequences resulting from your participation in any Communication Service. Managers and hosts are not authorized Company official representatives and their views do not automatically reflect the view of the Company. 

Materials uploaded to a Communication Service must be subject to posted limitations on usage, copy, and/or publishing. You are responsible for compliance with such limitations if you upload any materials. 

Materials Provided to the Website 

The Company does not claim possession of the materials you provide to the Website (including feedback and suggestions) or post, upload, enter or submit to the Website or our associated services (collectively “Submissions”). However, by posting, uploading, entering, or providing your Submission you are giving the Company, our related companies, and necessary sub-licensees concession to use your Submission in connection with the operation of their Internet businesses including, without limitation, the rights to copy, distribute, transmit, publicly display or perform, edit, translate, and reformat your Submission, and to disclose your name in connection with your Submission. 

No compensation will be paid with respect to the use of your Submission, as provided herein. The Company is under no obligation to post or use any Submission you may provide and may remove any Submission at any time in the Company’s sole discretion. 

By posting, uploading, inputting, providing, or submitting your Submission you warrant and represent that you own or otherwise control all of the rights to your Submission as described in this section including, without limitation, all the rights necessary for you to provide, post, upload, input, or submit the Submissions. 

Third-Party Websites and Services 

Certain content, products, and services available on our Website may include materials from third-parties (“Linked Websites”). The Linked Websites are not under the control of the Company and the Company is not responsible for examining or evaluating the content of any Linked Website, including without limitation any links, materials, products, or services of third parties, or any changes or updates to a Linked Website. The Company is providing these links to you only as a convenience, and the inclusion of any link does not suggest endorsement by the Company of the Website or any association with its operators. 

Certain services made available via the Website are delivered by third-party Websites and organizations. By using any product, service, or functionality from the Website, you accept and agree that the Company may share this information and data with any third party with whom the Company has a contract to provide the requested product, service, or functionality on behalf of the Website’s users. 

Templates and Forms 

The Company provides various templates and/or forms for download and/ or sale on this Website. The Company gives you a limited, personal, non-exclusive, non-transferable license to use our templates and/ or forms for your personal or internal business use. Unless otherwise provided, you acknowledge that you do not have rights to change, edit, copy, reproduce, create derivative works of, reverse engineer, alter, improve or in any way exploit any of the templates and/ or forms in any manner, except for filling out the templates and/ or forms for your authorized use. 

By ordering or downloading Forms, you agree that the Forms you purchase or download may only be used by you for your personal or internal business use and may not be sold or redistributed without the written permission of the Company. 

Paid Courses, Programs, and Associated Material 

The Company provides various courses, programs, and associated material for sale on the Website. The Company grants you a limited, personal, non-exclusive, non-transferable license to use these courses, programs, and associated material for your personal or internal business purposes. Unless otherwise provided, you realize and agree that you have no right to modify, edit, copy, reproduce, create derivative works of, reverse engineer, change, improve or in any way exploit any of the Courses in any aspect. 

By purchasing or taking part in Courses, you agree that the Courses you buy or download may solely be used by you for your personal or business purposes and must not be sold or redistributed without the written permission of the Company. 

By purchasing or taking part in Courses, you agree that you will not create any derivative work based upon the Courses and you will not propose any competing products or services based upon any information incorporated in the Courses.